Credit Card CVV Codes

Also known as the Cardholder Verification Value (CVV), CVV2, or CVC, these three or four-digit numbers help ensure that the physical card is in the cardholder's possession while shopping online or by phone, helping to prevent unauthorized or fraudulent use. This number is never stored. 


The 3-digit code is located on the back of your card, inside the signature area. Typically the signature panel will have a series of numbers, but only the last three digits make up the CVV2 code. 

American Express

Frequently Asked Questions

Q.  Is the CVV code required for a Canadian Visa payment?

A.  In order to comply with Visa Canada’s mandate, the CVV code is required in Canada when a User (the merchant in the transaction) manually enters credit card information and processes a single,  non-recurring payment (the credit card is not saved on the family's record and vaulted to the gateway).